Digital Accounts and Passwords Household Audit (No Passwords Shared)

Make sure the household knows where key accounts and access are.

Added October 15, 2026. Written with AI assistance and checked for clarity and placeholders; not reviewed by a lawyer, accountant, clinician or other professional. How these prompts are made

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Audit our household digital accounts. Key accounts (email, banking, utilities, school portals, streaming, photos): [ACCOUNTS]. How each is secured (password manager, two-step login): [SECURITY_STATE]. Who else needs access in an emergency: [EMERGENCY_ACCESS_PEOPLE]. Children's accounts: [CHILDREN_ACCOUNTS].

Make a table with Account, Owner, Security measures, Recovery method, Emergency access plan, and Gap. Identify shared accounts with weak security, accounts only one person can access, children's accounts without parental oversight appropriate to their age, and missing recovery methods. Propose a household password manager approach, an emergency access method (for example a sealed instruction sheet stored securely), and a yearly review. Draft a conversation guide for explaining account security to children.

Never write passwords or codes in the sheet. Menus differ by service; mark them [VERIFY].

Add a worked finding list: 12 accounts, 4 with the same password reused (67 percent of those checked reuse), 5 without two-step login, 2 recoveries that point to an old phone number; plan: unique passphrases via a manager, authenticator app, update recovery details, and a sealed emergency sheet that lists locations only.

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