Home Inventory and Insurance Value Audit

Check that you know what you own and what it would cost to replace.

Added October 15, 2026. Written with AI assistance and checked for clarity and placeholders; not reviewed by a lawyer, accountant, clinician or other professional. How these prompts are made

The Open buttons send the prompt text as currently shown below to that site only when you click. Fill in the placeholders first.

[VERIFY] is an editorial flag, not a blank to fill. Wherever the prompt shows [VERIFY], check that item against a reliable source before you use it (what [VERIFY] means).

Audit my home contents inventory. A room-by-room list of items with approximate age and replacement cost: [INVENTORY]. High-value items: [HIGH_VALUE_ITEMS]. My insurance sum insured and single-item limits: [INSURANCE_DETAILS].

Total the replacement cost by room and overall with the arithmetic, and compare with the sum insured. Flag items above single-item limits, items with no proof of ownership, and categories missed (clothing, kitchenware, garden items, tools). Make a table with Room, Items, Replacement value, Proof (receipt, photo), and Gap. Suggest how to collect photos and receipts quickly, how to store the inventory safely, and how to update it yearly.

This is an organising aid; confirm insurance terms with the insurer [VERIFY].

Add a worked room total: kitchen 4,200, lounge 7,800, bedrooms 6,500, study 3,900, garage and garden 2,100, total 24,500, against a sum insured of 20,000, a 4,500 or 18 percent shortfall; and a list of five items over a 1,500 single-item limit to check with the insurer. Add a photo checklist.

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