Household Subscription and Bills Audit With Annualised Costs

Find recurring costs and decide which to keep.

Added October 15, 2026. Written with AI assistance and checked for clarity and placeholders; not reviewed by a lawyer, accountant, clinician or other professional. How these prompts are made

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Audit my household bills and subscriptions. A list of recurring costs with amount and frequency: [RECURRING_COSTS]. Which of them each person uses: [USAGE]. Contracts and renewal dates: [RENEWAL_DATES].

Convert every cost to a monthly and annual figure with the arithmetic and total them. Make a table with Cost, Monthly, Annual, Used by, Value (1 to 5), Renewal date, and Action (keep, switch, cancel, renegotiate). Highlight services with overlapping uses, price rises, and contracts ending within 60 days. Suggest a negotiation script for two providers and a calendar of reminders. Calculate the savings from the proposed actions and the percentage of total.

Do not recommend specific providers. Mark cancellation terms as [VERIFY].

Add a worked annualisation: broadband 38 monthly (456 a year), streaming 11.99 monthly (143.88), insurance 360 annual, phone 22 monthly (264), gym 29 monthly (348), total 1,571.88; cancelling the streaming and downgrading the gym saves about 275. Add a negotiation opening line for a provider.

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