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Settlement Offer Comparison Worksheet and Reply (Accept, Counter, Decline)

Decision tree

Compare a settlement offer with your realistic alternatives, then draft one of three replies: accept, counter or decline.

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Help me compare a settlement offer with my realistic alternatives and draft one of three replies. Details I will supply: offer [OFFER_DETAILS], my costs so far [COSTS_SO_FAR], time I can spend [TIME_AVAILABLE], evidence strength as I honestly see it [EVIDENCE_STRENGTH], other routes available [OTHER_ROUTES], must-have terms [MUST_HAVE_TERMS].

The worksheet should list what each route would cost in money and time, the evidence needed, and a plain statement of risks; then draft an acceptance, a counter, and a decline, each with a closing date. It should not predict legal outcomes. Build the worksheet in four columns: option (accept, counter, small claims, drop), money I would receive, time and cost to get there, and main risk in plain language. Ask me honest questions about how strong my evidence is and what I must have in any deal. Then draft the three replies, each under 150 words, with a closing date, and remind me not to treat any percentage or probability as a prediction.

Facts and papers worth gathering: The offer letter, receipts, and a list of other routes. Reasonable asks: A clear decision and a sent reply. A typical reply: The other side may press for a quick answer; take the time you need and reply within their deadline.

To begin work on the settlement offer comparison worksheet and reply (accept, counter, decline), run a short decision tree with three branches: proof, recipient, remedy, record my answers, and then produce the letter. Return the letter plus a 50-word cover note, and next an if-ignored ladder (compare, then reply), plus a proof checklist (offer, receipts, routes). Send the letter as a PDF and paste the text into the message, and save a screenshot of the sent folder showing date and time and ask for a reply confirming receipt.

Draft this in the first person as a layperson, with no invented titles. Write it direct, fair and respectful, with no insults or empty threats, put the date from [DEADLINE] on any request, and flag what I cannot prove. Quote no statute or time limit from memory; stay within [JURISDICTION] and [RELEVANT_LAW_OR_POLICY_IF_KNOWN] and nothing else, and remind me to check the law with a qualified adviser. This is drafting help, not legal advice.

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