Household Insurance and Utility Switching Savings Check
Test claimed savings from switching providers using the full picture.
Added October 15, 2026. Written with AI assistance and checked for clarity and placeholders; not reviewed by a lawyer, accountant, clinician or other professional. How these prompts are made
The Open buttons send the prompt text as currently shown below to that site only when you click. Fill in the placeholders first.
[VERIFY] is an editorial flag, not a blank to fill. Wherever the prompt shows [VERIFY], check that item against a reliable source before you use it (what [VERIFY] means).
Check a switching decision. Current cost and terms: [CURRENT_COST_AND_TERMS]. The new offer with price, introductory period, exit fees and conditions: [NEW_OFFER]. Contract end dates: [END_DATES]. Calculate the total cost over 24 months for each option, including introductory discounts that end, price rises after the first period (ask me to find the stated price after the introductory period), exit fees, and set-up costs, with the arithmetic. Compare the monthly average. List non-price differences (service, coverage, flexibility). Make a table with Item, Current, New, Difference, and Risk. Provide questions to ask each provider and a rule for when a saving is worth the hassle. Use only the figures I give. This is not financial advice. Mark terms as [VERIFY] with the providers. Add a worked 24-month comparison: current 62 a month (1,488), new offer 48 for 12 months then 71 (576 + 852 = 1,428), exit fee 40, set-up fee 0, so the total is 1,468, a saving of only 20 over two years, and the question is whether it is worth the switch. Include the questions on price after the introductory period.
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