Subscription and Recurring Costs Audit

Find recurring charges nobody uses.

Added October 15, 2026. Written with AI assistance and checked for clarity and placeholders; not reviewed by a lawyer, accountant, clinician or other professional. How these prompts are made

The Open buttons send the prompt text as currently shown below to that site only when you click. Fill in the placeholders first.

[VERIFY] is an editorial flag, not a blank to fill. Wherever the prompt shows [VERIFY], check that item against a reliable source before you use it (what [VERIFY] means).

Audit recurring costs. A list of subscriptions and standing orders from statements, with amounts, billing cycle, owner and last use: [RECURRING_LIST]. Needs I have: [NEEDS]. Any contracts with minimum terms: [CONTRACT_TERMS].

Calculate annual cost by item and in total, flag duplicates, unused items and price rises, and show the saving from cancelling each. Note cancellation terms to check before acting.

Return a table with Item, Annual cost, Use, Verdict (keep, review, cancel) and Next step, and a calendar of renewal dates. Cancellation rights are [VERIFY] for [JURISDICTION].

Also suggest a rule that each recurring cost has an owner who confirms yearly that it is still needed, and a reminder two weeks before every renewal date.

Treat ratios and benchmarks as rough rules of thumb that vary by industry. Ask me for the sector before comparing, and tag any benchmark you cite [VERIFY] with its source.

End with advice on how to communicate the findings kindly to the people responsible, focusing on the work and not the individual, and on what support they may need.

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