Damage and Loss Calculation Worksheet
Work out what you can fairly ask for, with arithmetic and receipts.
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Build a loss calculation worksheet for my claim. What happened: [WHAT_HAPPENED]. Costs I paid because of it, with receipts: [COSTS_WITH_RECEIPTS]. Items damaged or lost, with purchase price and age: [ITEMS_DAMAGED]. Time I lost and my usual hourly pay if I want to include it: [TIME_LOST]. Money I already received or was offered: [AMOUNTS_RECEIVED]. Produce four sections. 1) Out-of-pocket costs table (date, item, amount, receipt, directly caused: yes or arguable). 2) Replacement value with a fair age allowance shown as a simple percentage that I can change, and the arithmetic. 3) Other losses that are harder to prove, listed separately and labelled as estimates. 4) A summary box: the amount I can document, the amount I could reasonably add, the amount I would accept to settle, and my opening figure, with a one-line reason for each. Explain which figures a neutral reader would find easy to accept and which might be challenged. Do not inflate amounts. Mark rules about what counts as recoverable [VERIFY] for [JURISDICTION]. Do not give me legal advice. Quote no statute from memory. Use [JURISDICTION] and [RELEVANT_LAW_OR_POLICY_IF_KNOWN] as given. Point me to a consumer agency. Threaten nothing beyond lawful steps.
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