Education and Course Cost Planner
Compare study options by total cost and outcomes.
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[VERIFY] is an editorial flag, not a blank to fill. Wherever the prompt shows [VERIFY], check that item against a reliable source before you use it.
Help me compare education options. Courses or programmes with fees and durations: [OPTIONS]. Living costs during study: [LIVING_COSTS]. Income I'd give up: [LOST_INCOME]. Funding available (savings, grants, loans): [FUNDING]. Outcomes I hope for: [GOALS]. Build a table of total cost for each option including opportunity cost, with the arithmetic. List what I need to verify about each programme (accreditation, completion rates, job outcomes, refund policy), and write questions to ask the provider. Explain how to read loan terms in plain language and how repayment is typically structured, labelled [VERIFY] for [JURISDICTION]. Don't predict salaries or promise returns. End with a decision journal template. Add a questions-for-alumni script of eight questions to ask graduates or current students, and a way to weigh their answers lightly since they are individual experiences. Include a break-even sketch that shows what extra income would be needed to recover the total cost, using only my assumptions and clearly labelled as a thought experiment, not a forecast. No personalised investment advice, please, and no assumptions about my tax position. Where the answer depends on local rules, ask me for [JURISDICTION] and recommend professional verification.
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