Create intermediate Works with: Any AI

Major Purchase Decision Worksheet

Rubric scoring Has example

Compare options and total cost before buying.

The Open buttons send the prompt text as currently shown below to that site only when you click. Fill in the placeholders first.

[VERIFY] is an editorial flag, not a blank to fill. Wherever the prompt shows [VERIFY], check that item against a reliable source before you use it.

Help me decide on a major purchase. Item: [ITEM]. Options considered with prices and key features: [OPTIONS]. How I'd pay (cash, instalments, credit): [PAYMENT_METHOD]. How long I expect to use it: [USE_YEARS].

Create a worksheet with a weighted scoring table for the options based on my priorities: [PRIORITIES]. Calculate total cost of ownership over the use period including purchase price, financing cost, running costs, maintenance, and an estimated resale value (label estimates as such and use only my figures). Add a 'regret test' with five questions and a cooling-off rule (wait at least seven days for large purchases). Provide the questions to ask the seller about warranty and returns, and mark consumer-right statements [VERIFY] for [JURISDICTION]. Present a summary of how each option ranks, without choosing for me.

Add a worked total-cost example with invented figures for two options of an appliance over eight years: option A with a price of 900, running cost of 60 a year and expected repair allowance of 150, option B with a price of 600, running cost of 95 a year and repair allowance of 300, and resale values of 100 and 40. Show the arithmetic and the cost per year of use, label it an illustration, and point out which assumption would flip the ranking. Add a regret-test script with five questions, a seven-day waiting rule, and a note on how to record the final decision and the reasons so I can review them after a year. Include a list of questions about returns, warranty length and who repairs it, to be verified for my jurisdiction. Finish with a closing paragraph template for my decision journal: what I chose, the two reasons that mattered most, the one thing I am least sure about, and the date I will check how it went.

Stay general: no individual investment advice, no promises about returns, and no confident statements about tax law. Use [JURISDICTION] and ask me to verify with a qualified adviser.

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Replace each bracketed placeholder with your own details, then paste into Any AI or another assistant.

Item: washing machine. Options: A 450, B 600, C 800. Use: 10 years.
Criteria (weights): price 30, energy use 20, reliability 25, capacity 15, warranty 10.
Scores (1-5): A: 5,3,3,3,2 = 3.5; B: 3,4,4,4,4 = 3.7; C: 2,5,4,5,5 = 3.9.
Total cost of ownership over 10 years (illustrative): A 450 + running 700 + repairs 150 = 1,300; B 600 + 600 + 100 = 1,300; C 800 + 520 + 60 = 1,380.
Regret test: Would I still choose it if I couldn't return it?
Wait 7 days. Ask about returns and warranty; consumer rights [VERIFY] [JURISDICTION].

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