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Password and Multi-Factor Guidance for Families and Small Teams

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Give practical, current advice people will follow.

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Write password and sign-in guidance. Audience: [AUDIENCE]. Accounts they rely on: [ACCOUNTS]. Devices: [DEVICES].

Cover password managers, long unique passphrases, multi-factor authentication choices (app or hardware key over text message where possible), recovery options, shared accounts, and what to do after a breach notice. Provide a ten-step setup checklist and a short script for helping a relative set it up.

Do not ask anyone to share passwords with you. Explain how to check whether an address appears in a known breach using a reputable service of their choosing. Recommend a person who can help those less comfortable with technology.

Add a short script for helping a relative: sit together, install the password manager, create one strong master passphrase of four or five random words, turn on multi-factor authentication for email first, then banking, then others, and print the recovery codes and store them safely. Provide a list of warning signs of account takeover and what to do: change the password from a trusted device, check recovery settings and tell contacts if messages were sent.

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Invented set-up session, 40 minutes.
1 Install a password manager (10 min). 2 Create a master passphrase of four random words and write it on paper kept at home. 3 Turn on multi-factor authentication for email (5 min). 4 Banking (5 min). 5 Print recovery codes and store them safely (5 min). 6 Change passwords for the five most important accounts to unique ones (15 min).
Total = 10 + 5 + 5 + 5 + 15 = 40 minutes, with the passphrase written during step 2.
Warning sign: login alerts from places you have not been; act the same day.

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