Create intermediate Works with: Any AI

Payment Terms Negotiation Script

Structured brief Has example

Improve cash flow without damaging the relationship.

The Open buttons send the prompt text as currently shown below to that site only when you click. Fill in the placeholders first.

[VERIFY] is an editorial flag, not a blank to fill. Wherever the prompt shows [VERIFY], check that item against a reliable source before you use it.

Prepare to negotiate payment terms. My position (supplier or buyer): [MY_POSITION]. The other party and our history: [PARTY_AND_HISTORY]. Current terms and desired terms: [CURRENT_AND_DESIRED_TERMS]. My cash flow constraints and cost of capital: [CASH_FLOW]. Their constraints: [THEIR_CONSTRAINTS].

Produce:
1. A cost calculation: the value of moving from net 60 to net 30 (or the reverse) using my numbers: cash released = annual revenue / 365 x days saved, and financing cost = cash x rate. Show the arithmetic.
2. Options: early payment discount (for example 2/10 net 30 and its annualized cost: roughly 2/98 x 365/20 = 37 percent, so check the formula), deposits and milestones, shorter terms for new customers, late fee policy, factoring or invoice financing (explain trade-offs briefly), and credit limits.
3. Scripts: opening (50 words), responding to "we always pay in 60", offering a trade, and holding firm.
4. An email confirming agreed terms (100 words).
5. Risk checks: credit checks, payment history, concentration risk.
6. Legal and tax notes to verify: interest on late payments, rules in [JURISDICTION] [VERIFY].

Use my numbers only. Not financial advice.

Fill in before use

Optional: type your details and the prompt above updates. Nothing is saved or sent.

Replace each bracketed placeholder with your own details, then paste into Any AI or another assistant.

Position: supplier. Customer pays net 60; I want net 30. Annual revenue from them 240,000; my cost of capital 9 percent.
Cash released by moving from 60 to 30 days = 240,000 / 365 x 30 = 19,726. Financing cost avoided = 19,726 x 0.09 = 1,775 a year.
Option: 2/10 net 30 discount: cost to me 2 percent of 240,000 = 4,800 a year if everything is paid early; annualized cost of the discount = 2 / 98 x 365 / 20 = 37.2 percent, far above 9 percent, so offer only if cash is critical.
Trade: net 45 plus 1 percent for payment in 15 days.
Opening (about 45 words): "Our cash cycle is tight at net 60. Could we move to net 30 on all orders? In return I can hold last year's prices for another 12 months."
Rules: check late-payment law in [JURISDICTION] [VERIFY].

• payment-terms-negotiation
• structured-brief