First-Time Buyer Timeline
Plan the months from decision to keys.
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Create a timeline for a first-time home buyer. Target purchase date or period: [TARGET_DATE]. Where I am now (saving, researching, pre-approved): [CURRENT_STAGE]. Location and market type: [LOCATION_MARKET]. Provide a month-by-month plan from six months before searching to the month after moving: organising finances and documents, understanding costs, choosing professionals, searching, viewing, offering, surveys, legal process, insurance, and moving. Include a checklist of documents to gather, a table of costs to expect in general terms, and a list of who does what. State all process steps and costs as general and mark them [VERIFY] for [JURISDICTION]. Add reassurance and a rule to pause if something feels rushed. Also add a list of the five decisions that take longest (deposit, location, professional advisers, offer strategy, move date) and a prompt to schedule each with a date. Avoid any wording that excludes or favours groups of people. Mark advertising, disclosure and licensing points [VERIFY] for [JURISDICTION] and leave final approval to a licensed professional.
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