Create intermediate Works with: Any AI

Spending Review Detective

Table output

Find patterns and leaks in three months of transactions.

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Review my spending for patterns. Here are three months of transactions with date, merchant, amount, and my category if I assigned one: [PASTE_TRANSACTIONS].

Do not guess at missing data. Clean the list by merging obvious duplicates and noting anything you could not categorise. Then produce: a table of totals by category per month with the three-month average; the five largest recurring charges; subscriptions or repeated small charges that add up; spending that rose by more than 20 percent month on month; and weekday versus weekend patterns. Offer three questions for me to answer about the findings rather than telling me what to cut. Close with a short list of experiments I could try for one month, each with a measurable target. Keep my data private by never asking for account numbers.

Stay general: no individual investment advice, no promises about returns, and no confident statements about tax law. Use [JURISDICTION] and ask me to verify with a qualified adviser.

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