Late Payment Interest and Fee Notice to a Customer
Draft late Payment Interest and Fee Notice to a Customer with an escalation ladder and an evidence checklist.
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Write a notice explaining late payment charges I am applying under my contract terms. What I will tell you: customer [CUSTOMER_NAME], invoice [INVOICE_REFERENCE], contract clause [CONTRACT_CLAUSE], rate or fee [RATE_OR_FEE], calculation [CALCULATION], total [TOTAL_DUE]. The draft must quote the clause as I entered, show the calculation, and invite the customer to pay or discuss. I should confirm that charges are lawful where I operate. Gather before drafting: the contract clause on interest, the invoice and due date, the calculation shown line by line, and my check that the charge is lawful where I operate. What I can realistically request: payment of the invoice plus the charge, or a written agreement to waive it if paid by a date. They will often answer: "We did not agree to pay interest." Answer by quoting the clause and the date of signature. Give me three versions of the letter for the late payment interest and fee notice to a customer, one firm, one neutral, and one final notice, each 180 to 280 words with the same facts throughout. Supply the finished letter together with a cover note of roughly 60 words, followed by an if-ignored ladder (reminder, then final notice), then an evidence checklist (contract, invoice), plus one delivery tip. Email the letter as a PDF and paste the text into the message, then keep the thread and any automatic reply and do not delete any reply. Check my inputs for gaps before any drafting and highlight what would fail without evidence. Write the letter in the first person as myself, not as any legal professional, and invent no credentials or bar numbers. Invent no statute or deadline, and quote none you were not given; use [JURISDICTION] and [RELEVANT_LAW_OR_POLICY_IF_KNOWN], and tell me to verify the exact law with a qualified professional or my local consumer agency. Write it direct, civil and clear, and free of abuse, and state the response date I choose in [DEADLINE]. Regard this as a drafting request and not a request for legal advice, so keep legal points general.
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