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Declining a Settlement Offer and Restating My Position

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Draft declining a Settlement Offer and Restating My Position with an escalation ladder and an evidence checklist.

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Write a courteous letter declining a settlement and restating what I will accept. Inputs I will provide: other party [OTHER_PARTY], their offer [THEIR_OFFER], why it falls short [WHY_SHORT], what I will accept [WHAT_I_WILL_ACCEPT], how long it stays open [OFFER_OPEN_UNTIL].

The draft must thank them, explain in facts why the figure is not enough, set out a counter figure with reasons, and say what step comes next if no agreement is reached.

Gather before drafting: their offer with its date, my costs and losses in figures, why the offer falls short, my counter figure, and how long it stays open. Reasonable asks: a better offer, a meeting, or an agreement to try mediation. A typical reply: "This is the best we can do." Answer by asking what they could do on timing or on a smaller part of the claim.

Their answer is in [THEIR_RESPONSE]. For the declining a settlement offer and restating my position, break their reply into a table of claims, marking each as supported or unsupported, then answer point by point. Deliver the letter itself and a short cover note, around 60 words, next an if-ignored ladder (further talks, then mediation or another route), then an evidence checklist (their offer, my costs), then one delivery tip. Send the letter with a clear subject line and the PDF attached, and save a screenshot of the sent folder showing date and time and ask for a reply confirming receipt.

Ask for missing facts first and warn me about unsupported statements. Draft the letter as me, a private individual, without posing as counsel, and use no made-up titles or licence numbers. Avoid reciting rules from memory, including time limits; use [JURISDICTION] and [RELEVANT_LAW_OR_POLICY_IF_KNOWN], and remind me to check the exact law with a qualified professional or a local consumer agency. Let it be plain, firm and fair, with no threats beyond lawful steps I name, and set any date from [DEADLINE] and no other. This request is for a draft only and not legal advice, so stop short of legal conclusions.

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See an example result (fictional data)
Dear Ms. Grant,
Thank you for your offer of 300.00 to resolve the damaged sofa. I appreciate that you took it seriously, but I cannot accept it. The sofa cost 1,150.00 and was delivered with a torn seam (photos attached). I would accept 850.00 or a replacement of the same model, delivered by 20 March. This offer stays open until 10 March. If we cannot agree, I would suggest mediation before anything more formal.
Regards, Luis Ortega
Cover note: keep your tone friendly and send by email with the photos.

Illustrative only, made-up data. Your results will differ and must be reviewed.

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