Create intermediate Works with: Any AI

Hiring Decision Financial Check

Table output Has example

Test whether you can afford a new hire.

The Open buttons send the prompt text as currently shown below to that site only when you click. Fill in the placeholders first.

[VERIFY] is an editorial flag, not a blank to fill. Wherever the prompt shows [VERIFY], check that item against a reliable source before you use it.

Check whether we can afford a hire. Role and expected salary: [ROLE_AND_SALARY]. Employer on-costs I know (taxes, benefits, equipment, training): [ON_COSTS]. Revenue or savings the role should produce: [EXPECTED_VALUE]. Current profit and cash: [CURRENT_FINANCIALS].

Compute the fully loaded annual cost = salary + on-costs + recruitment + equipment + management time (use my figures; mark guesses), the monthly cost, and the break-even: extra revenue needed = cost / contribution margin. Compare with expected value and show payback in months, with a ramp-up period during which the person is not yet productive (assume months I give). Run a downside case with a delay of three months and 30 percent less benefit.

Return a table and a recommendation with conditions (for example, hire only when cash reserves cover a number of months of the new cost that I choose). Include alternatives (contractor, part-time, automation). This is planning support, not financial advice; confirm employment costs with payroll and an accountant in [JURISDICTION] [VERIFY].

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Replace each bracketed placeholder with your own details, then paste into Any AI or another assistant.

Salary 38,000; on-costs 12 percent (4,560); recruitment 2,400; equipment 1,800; management time 1,000. Fully loaded year-one cost = 38,000 + 4,560 + 2,400 + 1,800 + 1,000 = 47,760; monthly 3,980.
Contribution margin 55 percent. Break-even extra revenue = 47,760 / 0.55 = 86,836 a year, about 7,236 a month.
Expected value: the role should bring 9,500 extra revenue a month after a 3-month ramp. Payback of costs after ramp: months 4 onward net = 9,500 x 0.55 - 3,980 = 1,245 a month. Ramp-up cost 3 x 3,980 = 11,940, repaid in about 9.6 months.
Downside (benefit delayed by 3 months, 30 percent lower): net monthly = 6,650 x 0.55 - 3,980 = -322, so no payback; hire only with reserves for 12 months of cost. Confirm employer costs with payroll [VERIFY].

• hire-affordability